# Jason Brookes | Mortgage Broker > Orange County Mortgage Broker Since 2003 | DSCR & Investment Property, VA, Reverse | NMLS 1372327 ## Posts - [Rates Rebounded After the Jobs Report: What That Means for OC Borrowers in the Week of October 3, 2026](https://jasonbrookes.com/rates-rebounded-after-the-jobs-report-what-that-means-for-oc-borrowers-in-the-week-of-october-3-2026/): The biggest change this week was that mortgage rates moved back up after a brief dip on Friday morning, and many lenders ended the week near the higher levels seen on Wednesday. In plain terms, the jobs report did not give borrowers the lasting relief the market first expected, so pricing for new loans got […] - [Rates Jumped This Week as Strong PMI Data Pushed Mortgage Pricing Higher](https://jasonbrookes.com/rates-jumped-this-week-as-strong-pmi-data-pushed-mortgage-pricing-higher/): The biggest change this week was a sharp jump in bond yields after a surprisingly strong PMI report, and that pushed mortgage pricing higher across the market. In plain English, borrowing got more expensive fast, and the move was big enough to matter for anyone trying to lock a loan, refinance, or decide whether a […] - [Fed Hike Barely Moved Mortgage Rates: What Week of September 19, 2026 Means for OC Borrowers](https://jasonbrookes.com/fed-hike-barely-moved-mortgage-rates-what-week-of-september-19-2026-means-for-oc-borrowers/): The biggest change this week was not the Fed’s rate hike itself, but the message that more hikes may still be coming. Mortgage rates had already been under pressure, and after the Fed chair’s comments, lenders saw a brief jump before most of the week settled back into a sideways pattern. For you, that means […] - [Mortgage Rates Hit a 15-Month High, But the Jobs Report Did Less Damage Than Expected — Week of September 5, 2026](https://jasonbrookes.com/mortgage-rates-hit-a-15-month-high-but-the-jobs-report-did-less-damage-than-expected-week-of-september-5-2026/): The biggest change this week was that mortgage rates reached their highest level in 15 months, but the move was not as sharp as many traders expected after the jobs report. In plain terms, that means borrowing costs are still elevated, yet the market did not spiral higher the way it often does after a […] - [Week of August 29, 2026: Rates Jump After Jackson Hole, and What That Means for OC Borrowers](https://jasonbrookes.com/week-of-august-29-2026-rates-jump-after-jackson-hole-and-what-that-means-for-oc-borrowers/): The biggest change this week was a sharp bond-market selloff after Friday morning remarks from the Fed chair, and mortgage rates moved up to their highest level in a little over three weeks. For borrowers, that means the pricing on new loans got worse fast, even though the move ended up being only modestly higher […] - [Week of August 22, 2026: Treasury Buyback News Briefly Reset Yields, Then Oil Took Back Control](https://jasonbrookes.com/week-of-august-22-2026-treasury-buyback-news-briefly-reset-yields-then-oil-took-back-control/): Mortgage rates finished the week a little higher, with the 30-year average ending at 6.77% after a brief midweek dip. The most concrete change was Wednesday’s Treasury buyback announcement, which pushed longer-term bond yields lower for a day and gave mortgage pricing a short-lived improvement before oil prices and heavier bond supply pushed rates back […] - [Week of August 15, 2026: Inflation Data Pushed Mortgage Rates Back to Their Lowest Level Since July 17](https://jasonbrookes.com/week-of-august-15-2026-inflation-data-pushed-mortgage-rates-back-to-their-lowest-level-since-july-17/): The biggest change this week was that mortgage rates finished at their lowest level in four weeks after the latest inflation reports. For anyone in Orange County watching a purchase, refinance, or equity decision, that means the market gave back some of the recent pressure, but not enough to say rates are cheap. Early in […] - [Mortgage Rates Drift Lower in the Week of August 08, 2026 as Bonds React to Softer Data](https://jasonbrookes.com/mortgage-rates-drift-lower-in-the-week-of-august-08-2026-as-bonds-react-to-softer-data/): Mortgage rates have been drifting lower recently, helped by softer oil prices, calmer geopolitical headlines, and a weaker jobs report. That has pushed the market to its best levels in several weeks, but the direction can still change quickly when new inflation or employment data comes out. Why have mortgage rates improved lately? Mortgage rates […] - [California Mortgage Market Update for the Week of July 28, 2026: Rates, Inflation, and Housing Activity](https://jasonbrookes.com/california-mortgage-market-update-for-the-week-of-july-28-2026-rates-inflation-and-housing-activity/): Mortgage rates recently moved to their highest level in more than a year before easing slightly after softer inflation data. Even with that pullback, the market is still being shaped by oil prices and broader inflation concerns, so the direction has been choppy rather than clearly better. Why are mortgage rates still moving around so […] ## Pages - [$2,000 Best Price Guarantee](https://jasonbrookes.com/best-price-guarantee/): Close with any lender at a lower all-in price and I send you a $2,000 check. How my personal Best Price Guarantee works, which loans qualify, and the full terms. - [VA Loans in Orange County — A Broker Who Shops Your Rate and Tells You the Truth](https://jasonbrookes.com/va-loans/): A VA loan is the strongest mortgage benefit in America — zero down, no monthly mortgage insurance, and rates the big lenders love to advertise. But the quote on a billboard is not the deal in your file, and the famous VA shops are built to capture applications, not to tell you the truth in […] - [Blog](https://jasonbrookes.com/blog/) - [Free Loan Estimate Review — Get a Second Opinion Before You Close](https://jasonbrookes.com/second-opinion/): Already in contract and something about your loan feels off? You don’t have to start over — you need a second opinion, fast. Send me your Loan Estimate and I’ll review it free, usually the same day: I’ll tell you in plain English whether your deal is fair, where the junk is if there is […] - [DSCR Loans in California — The Investor's Guide | Since 2003](https://jasonbrookes.com/dscr-loans-california/): DSCR loans in California work differently than anywhere else in the country — not because the loans change, but because California does. High purchase prices compress rent-to-payment ratios, many loans land in jumbo territory, and city-by-city short-term rental rules decide whether Airbnb income counts at all. This guide covers what actually matters for California investors, […] - [Tap Your Home Equity — Keep Your Low Mortgage Rate](https://jasonbrookes.com/equity/): Need $50,000 of home equity — without the full mortgage circus? That’s exactly what this page is for. A new kind of home equity loan exists now: a quote in minutes with a soft credit pull, income verified automatically from bank and deposit data — no tax returns — and funding in days, not weeks. […] - [DSCR Loans: Investment Property Financing Without Tax Returns](https://jasonbrookes.com/dscr-loans/): DSCR loans let California investors qualify on a property’s rental income instead of personal tax returns. Qualify on the property’s rent — not your personal income. I’m Jason Brookes, a wholesale mortgage broker in California specializing in DSCR and investment-property loans since 2003, with aggressively low investor pricing shopped across many lenders. NMLS #1372327. **Call […] - [Get A Quote](https://jasonbrookes.com/quote-2/): Real pricing on your actual scenario — not a teaser rate. Send me the basics below and I’ll reply personally, usually within a few hours on business days. In a hurry? Call or text (714) 410-2198. What helps me price it fast: purchase or refi, rough loan amount, property type and city, and your credit […] - [Contact](https://jasonbrookes.com/contact/): Contact Jason Brookes The fastest way to reach me is a call or text: (714) 410-2198. If I’m with a client, leave a message or send the form below — either way, you’ll hear back from me personally, usually the same day. Office Grand Avenue Realty & Lending 18293 Imperial Hwy Yorba Linda, CA 92886 […] - [Home](https://jasonbrookes.com/) - [About](https://jasonbrookes.com/about/): About Jason Brookes I’m Jason Brookes, a mortgage broker in Yorba Linda, California. I’ve been doing this since 2003 — long enough to have closed loans through the boom, the crash, the recovery, and whatever we’re calling the last few years. Here’s the short version of how I work: I’m a wholesale broker, which means […] - [Privacy Policy](https://jasonbrookes.com/privacy-policy/): Jason Brookes | Grand Avenue Realty & Lending Last updated: July 17, 2026 This website (jasonbrookes.com) is operated by Jason Brookes, a licensed mortgage broker in Yorba Linda, California (NMLS #1372327, CA DRE #01412977). This policy explains what information is collected on this site and how it is used Information We Collect Information you provide. […] [comment]: # (Generated by Hostinger Tools Plugin)